A skill school rarely teaches
Many people leave school able to solve quadratic equations but unsure how a credit score works or what happens when you only pay the minimum on a credit card. Financial literacy is learnable, and one-on-one lessons let us work with your real situation and questions, whether you are a teenager getting a first bank account or an adult tidying up your finances.
What we cover
- Budgeting: tracking income and expenses, and building a plan you will follow.
- Banking: checking and savings accounts, fees and interest, and how to read a statement.
- Credit: how credit scores are built, how credit cards and interest work, and how to avoid common traps.
- Debt: student loans and other borrowing, and how repayment actually works.
- Saving and investing basics: the concepts, such as compound interest and diversification, without recommending specific products.
- Everyday money moves: taxes in outline, paychecks and how to read a pay stub.
For teens
For teenagers, we use concrete scenarios: a first job, a phone plan, saving for a car or a college budget. We cover how to compare offers and read the fine print, and we do it in a way that builds judgment rather than fear. Parents who want their children to learn these ideas before they leave home often find a short series of lessons is enough to get them started.
For adults
Adults tend to bring a specific question: how to build a budget that works, how to understand a loan, or how to make sense of retirement accounts at a high level. We explain the concepts and help you organize your thinking and the questions to ask. We do not tell you what to buy or sell, and we are not a substitute for a licensed financial advisor or tax professional, who should be consulted for decisions about your own accounts.
Making it practical
We aim to leave you with something usable, not just knowledge. That might be a monthly budget in a spreadsheet, a checklist for evaluating a credit card offer, a plan for paying down a loan, or a one-page summary of how your pay stub breaks down. For teenagers it might be a plan for the first job's paycheck. Because everyone's situation is different, we start by asking what you most want to understand, and we let that guide the order of topics. If a question is really about your own accounts or taxes, we will point you to a licensed professional. Money topics can feel loaded, so we keep sessions plain-spoken and free of jargon, and we explain every term the first time it appears.
Format, price and location
Finance tutoring is $100 per hour. Online sessions work well because we can build a budget together on a shared screen. In-person sessions are available at your home or a public spot in Manhattan, Westchester, Queens and the rest of the area, with a location-based travel fee quoted first. Pair finance with Introduction to AI or web development if you are building a broader modern-skills foundation.